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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,725 | $161,352-66.1% | $134,172-59.2% | $137,256-60.1% |
| Participation rate | 54.5% | 78.3%-23.7pp | 72.5%-17.9pp | 80.0%-25.4pp |
| Annual return | 19.41% | 28.72%-9.3pp | 25.30%-5.9pp | 220.34%-200.9pp |
| Employer contribution / active EE | $2,073 | $4,099-49.4% | $3,420-39.4% | $4,156-50.1% |
| Participant deferral / active EE | $4,040 | $5,552-27.2% | $4,690-13.9% | $6,407-36.9% |
| Admin fee / account holder | $1,685 | $15,028-88.8% | $12,016-86.0% | $12,270-86.3% |