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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,264 | $169,336-85.1% | $129,384-80.5% | $145,884-82.7% |
| Participation rate | 46.7% | 76.5%-29.8pp | 69.6%-23.0pp | 80.3%-33.6pp |
| Annual return | 13.02% | 14408.70%-14395.7pp | 9461.77%-9448.8pp | 551.85%-538.8pp |
| Employer contribution / active EE | $1,294 | $5,540-76.6% | $4,153-68.8% | $4,662-72.2% |
| Participant deferral / active EE | $3,173 | $4,985-36.3% | $4,166-23.8% | $6,690-52.6% |
| Admin fee / account holder | $3,168 | $9,912-68.0% | $7,686-58.8% | $13,392-76.3% |