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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,451 | $102,385-70.3% | $147,080-79.3% | $80,935-62.4% |
| Participation rate | 77.8% | 75.9%+1.9pp | 82.2%-4.4pp | 67.7%+10.1pp |
| Annual return | 18.48% | 135.09%-116.6pp | 420.17%-401.7pp | 35.66%-17.2pp |
| Employer contribution / active EE | $1,759 | $3,717-52.7% | $4,933-64.3% | $2,757-36.2% |
| Participant deferral / active EE | $3,929 | $6,651-40.9% | $8,066-51.3% | $4,299-8.6% |
| Admin fee / account holder | $1,781 | $7,951-77.6% | $12,989-86.3% | $6,924-74.3% |