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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,723 | $160,028-90.8% | $147,080-90.0% | $145,884-89.9% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 18.30% | 98.60%-80.3pp | 420.17%-401.9pp | 551.85%-533.6pp |
| Employer contribution / active EE | $2,679 | $5,286-49.3% | $4,933-45.7% | $4,662-42.5% |
| Participant deferral / active EE | $6,654 | $8,422-21.0% | $8,066-17.5% | $6,690-0.5% |
| Admin fee / account holder | $1,861 | $15,030-87.6% | $12,989-85.7% | $13,392-86.1% |