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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,057 | $102,429+240.8% | $147,096+137.3% | $80,925+331.3% |
| Participation rate | 88.7% | 75.9%+12.8pp | 82.2%+6.5pp | 67.7%+21.0pp |
| Annual return | 17.07% | 135.02%-118.0pp | 419.75%-402.7pp | 35.65%-18.6pp |
| Employer contribution / active EE | $11,912 | $3,716+220.6% | $4,936+141.3% | $2,756+332.2% |
| Participant deferral / active EE | $21,776 | $6,649+227.5% | $8,071+169.8% | $4,299+406.6% |
| Admin fee / account holder | $21,134 | $7,957+165.6% | $13,005+62.5% | $6,940+204.5% |