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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,057 | $102,385+240.9% | $147,080+137.3% | $80,935+331.3% |
| Participation rate | 88.7% | 75.9%+12.8pp | 82.2%+6.5pp | 67.7%+21.0pp |
| Annual return | 17.07% | 135.09%-118.0pp | 420.17%-403.1pp | 35.66%-18.6pp |
| Employer contribution / active EE | $11,912 | $3,717+220.5% | $4,933+141.5% | $2,757+332.1% |
| Participant deferral / active EE | $21,776 | $6,651+227.4% | $8,066+170.0% | $4,299+406.5% |
| Admin fee / account holder | $21,134 | $7,951+165.8% | $12,989+62.7% | $6,924+205.2% |