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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,461 | $196,972-88.1% | $182,262-87.1% | $198,609-88.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.18% | 158.27%-143.1pp | 140.60%-125.4pp | 202.70%-187.5pp |
| Employer contribution / active EE | $4,337 | $5,364-19.1% | $5,046-14.1% | $5,055-14.2% |
| Participant deferral / active EE | $4,339 | $8,643-49.8% | $8,276-47.6% | $6,977-37.8% |
| Admin fee / account holder | $4,937 | $18,429-73.2% | $16,712-70.5% | $19,030-74.1% |