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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,263 | $81,262+55.4% | $155,602-18.9% | $80,911+56.1% |
| Participation rate | 76.0% | 66.2%+9.8pp | 78.2%-2.2pp | 67.6%+8.4pp |
| Annual return | 10.23% | 33.34%-23.1pp | 64.81%-54.6pp | 35.63%-25.4pp |
| Employer contribution / active EE | $2,915 | $3,102-6.0% | $4,675-37.6% | $2,756+5.8% |
| Participant deferral / active EE | $5,508 | $3,451+59.6% | $5,629-2.2% | $4,297+28.2% |
| Admin fee / account holder | $293,053 | $7,992+3566.9% | $15,923+1740.4% | $6,935+4125.9% |