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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,263 | $81,358+55.2% | $155,556-18.8% | $80,959+56.0% |
| Participation rate | 76.0% | 66.3%+9.7pp | 78.2%-2.2pp | 67.7%+8.3pp |
| Annual return | 10.23% | 33.39%-23.2pp | 64.84%-54.6pp | 35.67%-25.4pp |
| Employer contribution / active EE | $2,915 | $3,106-6.2% | $4,675-37.6% | $2,757+5.7% |
| Participant deferral / active EE | $5,508 | $3,455+59.4% | $5,631-2.2% | $4,300+28.1% |
| Admin fee / account holder | $293,053 | $7,994+3566.1% | $15,885+1744.8% | $6,925+4131.6% |