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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,594 | $102,938-93.6% | $94,105-93.0% | $138,895-95.3% |
| Participation rate | 88.9% | 74.6%+14.2pp | 71.9%+16.9pp | 79.9%+9.0pp |
| Annual return | 16.78% | 250.28%-233.5pp | 204.55%-187.8pp | 145.39%-128.6pp |
| Employer contribution / active EE | $497 | $2,732-81.8% | $2,504-80.2% | $4,194-88.2% |
| Participant deferral / active EE | $548 | $4,196-86.9% | $3,881-85.9% | $6,396-91.4% |
| Admin fee / account holder | $1,547 | $6,600-76.6% | $6,199-75.0% | $12,562-87.7% |