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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,659 | $212,386+29.8% | $199,883+37.9% | $138,895+98.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 19.80% | 47.75%-28.0pp | 43.81%-24.0pp | 145.39%-125.6pp |
| Employer contribution / active EE | $19,745 | $6,625+198.1% | $6,261+215.3% | $4,194+370.8% |
| Participant deferral / active EE | $15,936 | $9,617+65.7% | $9,138+74.4% | $6,396+149.1% |
| Admin fee / account holder | $2,729 | $18,233-85.0% | $17,268-84.2% | $12,562-78.3% |