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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $377,601 |
KAYE CAPITAL MANAGEMENT3 years Service code 16 · EIN 47-0907014 | Consulting | $40,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,822 | $42,127-19.7% | $85,240-60.3% | $106,553-68.3% |
| Participation rate | 18.3% | 36.6%-18.3pp | 67.5%-49.2pp | 69.8%-51.5pp |
| Annual return | 15.77% | 36.21%-20.4pp | 66.75%-51.0pp | 17.37%-1.6pp |
| Employer contribution / active EE | $238 | $825-71.1% | $2,735-91.3% | $3,359-92.9% |
| Participant deferral / active EE | $858 | $2,066-58.5% | $4,527-81.0% | $5,562-84.6% |
| Admin fee / account holder | $131 | $114+15.3% | $6,165-97.9% | $80+64.2% |