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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,539 | $172,111-57.9% | $150,298-51.7% | $137,256-47.2% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 19.96% | 69.37%-49.4pp | 62.79%-42.8pp | 220.34%-200.4pp |
| Employer contribution / active EE | $3,232 | $4,636-30.3% | $4,154-22.2% | $4,156-22.2% |
| Participant deferral / active EE | $9,515 | $6,166+54.3% | $5,453+74.5% | $6,407+48.5% |
| Admin fee / account holder | $1,136 | $16,471-93.1% | $14,116-92.0% | $12,270-90.7% |