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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,451 | $76,519-62.8% | $56,025-49.2% | $145,897-80.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 18.84% | 3017.03%-2998.2pp | 1712.69%-1693.8pp | 552.29%-533.4pp |
| Employer contribution / active EE | $3,760 | $1,383+171.8% | $1,042+261.0% | $4,663-19.4% |
| Participant deferral / active EE | $3,849 | $2,624+46.7% | $1,955+96.9% | $6,689-42.5% |
| Admin fee / account holder | $397 | $3,331-88.1% | $2,828-86.0% | $13,390-97.0% |