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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,001 | $48,011-68.8% | $63,803-76.5% | $82,637-81.8% |
| Participation rate | 92.6% | 66.6%+26.0pp | 72.7%+19.9pp | 68.1%+24.5pp |
| Annual return | 107.15% | 19.84%+87.3pp | 543.72%-436.6pp | 53.51%+53.6pp |
| Employer contribution / active EE | $1,722 | $1,904-9.5% | $2,532-32.0% | $2,552-32.5% |
| Participant deferral / active EE | $3,698 | $2,846+29.9% | $3,843-3.8% | $4,126-10.4% |
| Admin fee / account holder | $1,043 | $3,873-73.1% | $5,196-79.9% | $7,339-85.8% |