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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,445 | $88,754-62.3% | $81,820-59.1% | $145,877-77.1% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 8.19% | 1031.77%-1023.6pp | 777.93%-769.7pp | 551.28%-543.1pp |
| Employer contribution / active EE | $1,264 | $3,085-59.0% | $2,915-56.7% | $4,663-72.9% |
| Participant deferral / active EE | $4,282 | $4,648-7.9% | $4,323-0.9% | $6,691-36.0% |
| Admin fee / account holder | $1,545 | $8,424-81.7% | $7,391-79.1% | $13,402-88.5% |