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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,792 | $156,398-52.2% | $147,318-49.2% | $138,895-46.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.46% | 78.75%-64.3pp | 70.43%-56.0pp | 145.39%-130.9pp |
| Employer contribution / active EE | $7,883 | $4,853+62.4% | $4,593+71.6% | $4,194+87.9% |
| Participant deferral / active EE | $14,750 | $8,237+79.1% | $7,906+86.6% | $6,396+130.6% |
| Admin fee / account holder | $19,857 | $14,976+32.6% | $13,708+44.9% | $12,562+58.1% |