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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,516 | $100,203-35.6% | $85,240-24.3% | $145,897-55.8% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 10.42% | 84.28%-73.9pp | 66.75%-56.3pp | 552.29%-541.9pp |
| Employer contribution / active EE | $499 | $3,242-84.6% | $2,735-81.8% | $4,663-89.3% |
| Participant deferral / active EE | $8,089 | $5,299+52.7% | $4,527+78.7% | $6,689+20.9% |
| Admin fee / account holder | $866 | $7,265-88.1% | $6,165-85.9% | $13,390-93.5% |