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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,412 | $110,410+42.6% | $102,437+53.7% | $145,897+7.9% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 17.26% | 24.85%-7.6pp | 24.95%-7.7pp | 552.29%-535.0pp |
| Employer contribution / active EE | $14,608 | $4,217+246.4% | $3,871+277.4% | $4,663+213.3% |
| Participant deferral / active EE | $8,499 | $5,622+51.2% | $5,060+68.0% | $6,689+27.1% |
| Admin fee / account holder | $1,299 | $9,745-86.7% | $8,388-84.5% | $13,390-90.3% |