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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,952 | $169,336-25.6% | $129,384-2.7% | $145,884-13.7% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.6%-9.6pp | 80.3%-20.3pp |
| Annual return | 10.46% | 14408.70%-14398.2pp | 9461.77%-9451.3pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,121 | $5,540-61.7% | $4,153-48.9% | $4,662-54.5% |
| Participant deferral / active EE | $6,678 | $4,985+34.0% | $4,166+60.3% | $6,690-0.2% |
| Admin fee / account holder | $357 | $9,912-96.4% | $7,686-95.4% | $13,392-97.3% |