Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $12,844 |
Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 15 · EIN 43-1451524 | Recordkeeping | $11,437 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,859 | $54,690-14.3% | $76,030-38.4% | $74,478-37.1% |
| Participation rate | 58.6% | 60.3%-1.7pp | 69.1%-10.4pp | 67.2%-8.6pp |
| Annual return | 11.88% | 31.92%-20.0pp | 361.54%-349.7pp | 1370.56%-1358.7pp |
| Employer contribution / active EE | $856 | $1,781-51.9% | $2,688-68.1% | $2,626-67.4% |
| Participant deferral / active EE | $3,768 | $3,070+22.7% | $4,257-11.5% | $4,350-13.4% |
| Admin fee / account holder | $282 | $2,240-87.4% | $6,421-95.6% | $1,946-85.5% |