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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,729 | $160,070+285.3% | $147,117+319.2% | $145,897+322.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 17.67% | 98.69%-81.0pp | 420.54%-402.9pp | 552.29%-534.6pp |
| Employer contribution / active EE | $5,428 | $5,285+2.7% | $4,932+10.0% | $4,663+16.4% |
| Participant deferral / active EE | $11,425 | $8,419+35.7% | $8,065+41.7% | $6,689+70.8% |
| Admin fee / account holder | $4,382 | $15,035-70.9% | $12,993-66.3% | $13,390-67.3% |