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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,949 | $117,829+239.4% | $102,423+290.5% | $145,877+174.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 2.30% | 31.83%-29.5pp | 29.42%-27.1pp | 551.28%-549.0pp |
| Employer contribution / active EE | $8,775 | $3,615+142.8% | $3,023+190.3% | $4,663+88.2% |
| Participant deferral / active EE | $14,122 | $5,732+146.4% | $5,054+179.4% | $6,691+111.1% |
| Admin fee / account holder | $3,093 | $13,335-76.8% | $9,455-67.3% | $13,402-76.9% |