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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,923 | $117,846-89.9% | $102,434-88.4% | $145,884-91.8% |
| Participation rate | 76.9% | 78.6%-1.7pp | 76.5%+0.4pp | 80.3%-3.4pp |
| Annual return | 10.82% | 31.90%-21.1pp | 29.46%-18.6pp | 551.85%-541.0pp |
| Employer contribution / active EE | $1,603 | $3,615-55.6% | $3,023-47.0% | $4,662-65.6% |
| Participant deferral / active EE | $2,252 | $5,733-60.7% | $5,055-55.4% | $6,690-66.3% |
| Admin fee / account holder | $1,513 | $13,356-88.7% | $9,462-84.0% | $13,392-88.7% |