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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,405 | $142,354-15.4% | $125,529-4.1% | $155,188-22.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 14.54% | 306.06%-291.5pp | 202.56%-188.0pp | 148.84%-134.3pp |
| Employer contribution / active EE | $1,835 | $3,501-47.6% | $3,058-40.0% | $4,248-56.8% |
| Participant deferral / active EE | $6,681 | $5,491+21.7% | $4,813+38.8% | $6,531+2.3% |
| Admin fee / account holder | $9,621 | $19,392-50.4% | $16,298-41.0% | $14,480-33.6% |