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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,405 | $132,099-8.9% | $115,599+4.2% | $138,895-13.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 14.54% | 176.76%-162.2pp | 111.10%-96.6pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,835 | $3,416-46.3% | $2,955-37.9% | $4,194-56.3% |
| Participant deferral / active EE | $6,681 | $5,617+19.0% | $4,889+36.7% | $6,396+4.5% |
| Admin fee / account holder | $9,621 | $15,650-38.5% | $12,841-25.1% | $12,562-23.4% |