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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,405 | $132,634-9.2% | $115,768+4.0% | $137,256-12.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 14.54% | 160.70%-146.2pp | 100.46%-85.9pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,835 | $3,360-45.4% | $2,940-37.6% | $4,156-55.9% |
| Participant deferral / active EE | $6,681 | $5,619+18.9% | $4,917+35.9% | $6,407+4.3% |
| Admin fee / account holder | $9,621 | $15,028-36.0% | $12,439-22.7% | $12,270-21.6% |