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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,599 | $111,535-15.2% | $105,223-10.1% | $137,256-31.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 16.18% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $16,282 | $3,939+313.3% | $3,689+341.4% | $4,156+291.8% |
| Participant deferral / active EE | $9,194 | $5,500+67.2% | $5,072+81.3% | $6,407+43.5% |
| Admin fee / account holder | $317,156 | $9,721+3162.4% | $8,859+3480.1% | $12,270+2484.8% |