Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,313 | $63,845-32.2% | $81,370-46.8% | $80,959-46.5% |
| Participation rate | 62.1% | 63.9%-1.8pp | 69.5%-7.4pp | 67.7%-5.6pp |
| Annual return | 3.74% | 16.37%-12.6pp | 24.85%-21.1pp | 35.67%-31.9pp |
| Employer contribution / active EE | $2,266 | $1,980+14.5% | $2,464-8.0% | $2,757-17.8% |
| Participant deferral / active EE | $2,371 | $3,093-23.3% | $3,885-39.0% | $4,300-44.9% |
| Admin fee / account holder | $3,385 | $5,688-40.5% | $5,749-41.1% | $6,925-51.1% |