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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,758 | $150,435-43.7% | $120,580-29.7% | $145,897-41.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 14.59% | 154.60%-140.0pp | 107.48%-92.9pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,739 | $4,352-37.1% | $3,469-21.1% | $4,663-41.3% |
| Participant deferral / active EE | $8,534 | $6,174+38.2% | $4,995+70.8% | $6,689+27.6% |
| Admin fee / account holder | $454 | $12,182-96.3% | $9,418-95.2% | $13,390-96.6% |