Retirement plan

ORANGE STREET FOOD FARM PROFIT SHARING AND TRUST

Name: ORANGE STREET FOOD FARM - ORANGE STREET FOOD FARM PROFIT SHARING AND TRUST (2024) Form 5500
Creator: ORANGE STREET FOOD FARM
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ORANGE STREET FOOD FARM PROFIT SHARING AND TRUST, ORANGE STREET FOOD FARM

ORANGE STREET FOOD FARMEIN 81-0475607Plan #001PY 2024

701 SOUTH ORANGE STREET - MISSOULA, MT 59801406-543-3188orangestreetfoodfarm.comLinkedIn11-50 employeesretail

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$753K

+3.4% from 2023

Total participants

+7.3% from 2023

Average account balance

$18,361

+3.4% from 2023

Annual return

11.21%

-4.03 pp from 2023

Benchmarks

See 9,332 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,332 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$753K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$18K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

117.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$55K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2926

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$120K

$3427 / participant

Other / not subdivided$120K100.0%

% of EOY assets

15.935%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,361

$71,230-74.2%

$93,727-80.4%

$80,959-77.3%

Participation rate

91.4%

60.4%+31.0pp

68.7%+22.7pp

67.7%+23.8pp

Annual return

11.21%

11.26%0pp

133.83%-122.6pp

35.67%-24.5pp

Employer contribution / active EE

$1,571

$1,565+0.4%

$2,421-35.1%

$2,757-43.0%

Participant deferral / active EE

$4,037-100.0%

$4,417-100.0%

$4,300-100.0%

Admin fee / account holder

$2,926

$6,961-58.0%

$8,292-64.7%

$6,925-57.8%

ORANGE STREET FOOD FARM PROFIT SHARING AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ORANGE STREET FOOD FARM PROFIT SHARING AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion