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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,002 | $132,634+37.2% | $115,768+57.2% | $137,256+32.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 9.24% | 160.70%-151.5pp | 100.46%-91.2pp | 220.34%-211.1pp |
| Employer contribution / active EE | $8,706 | $3,360+159.1% | $2,940+196.1% | $4,156+109.5% |
| Participant deferral / active EE | $5,481 | $5,619-2.4% | $4,917+11.5% | $6,407-14.4% |
| Admin fee / account holder | $1,848 | $15,028-87.7% | $12,439-85.1% | $12,270-84.9% |