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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,606 | $152,074-11.5% | $137,474-2.1% | $198,609-32.2% |
| Participation rate | 100.0% | 85.3%+14.7pp | 83.5%+16.5pp | 82.4%+17.6pp |
| Annual return | 15.25% | 10.68%+4.6pp | 11.53%+3.7pp | 202.70%-187.5pp |
| Employer contribution / active EE | $10,811 | $5,444+98.6% | $5,048+114.1% | $5,055+113.8% |
| Participant deferral / active EE | $5,193 | $6,522-20.4% | $6,155-15.6% | $6,977-25.6% |
| Admin fee / account holder | $18,942 | $11,950+58.5% | $10,602+78.7% | $19,030-0.5% |