Retirement plan

A.W.A.R.E., INC. RETIREMENT PLAN AND TRUST

Name: A.W.A.R.E. INC. - A.W.A.R.E., INC. RETIREMENT PLAN AND TRUST (2024) Form 5500
Creator: A.W.A.R.E. INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, A.W.A.R.E., INC. RETIREMENT PLAN AND TRUST, A.W.A.R.E. INC.

A.W.A.R.E. INC.EIN 81-0360391Plan #001PY 2024

205 EAST PARK AVE - ANACONDA, MT 59711406-563-8117

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$8.6M

+23.3% from 2023

Total participants

249

-11.1% from 2023

Average account balance

$37,993

+43.9% from 2023

Annual return

14.45%

-3.27 pp from 2023

Benchmarks

See 5,998 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,998 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

227

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.14M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$285

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 OF AMERICA · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$24,275
LPL FINANCIAL4+ years Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150	Advisory (Plan)	$21,756
SANNAH M BRANDT LLC DBA UPA1 year Filed as: SANNAH M BRANDT LLC Service code 13 UNITED PENSION ADMINISTRATION · BOZEMAN, MT 59715	Contract Administrator	$7,252
LEAFHOUSE FINANCIAL ADVISORS, LLC1 year Filed as: LEAFHOUSE FINANCIAL ADVISORS,LLC Service code 99 6300 BRIDGE POINT PKW BLD 1 · AUSTIN, TX 78730	Other Fees	$6,127
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111	Investment Management	$5,315

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$65K

$344 / participant

Recordkeeping$24K37.5%
Investment mgmt$27K41.8%
Contract admin$7K11.2%
Other / not subdivided$6K9.5%

% of EOY assets

0.750%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WIFPLI LLP
Auditor EIN: 390758449
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,993

$55,437-31.5%

$155,534-75.6%

$74,459-49.0%

Participation rate

88.3%

61.9%+26.4pp

78.2%+10.1pp

67.2%+21.1pp

Annual return

14.45%

269.58%-255.1pp

64.92%-50.5pp

1369.70%-1355.3pp

Employer contribution / active EE

$2,158

$2,266-4.8%

$4,675-53.8%

$2,626-17.8%

Participant deferral / active EE

$3,918

$2,837+38.1%

$5,630-30.4%

$4,350-9.9%

Admin fee / account holder

$285

$1,742-83.6%

$15,900-98.2%

$1,945-85.3%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64

OF AMERICA · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$24,275

LPL FINANCIAL4+ years

Service code 27

PO BOX 502533 · SAN DIEGO, CA 92150

Advisory (Plan)

$21,756

SANNAH M BRANDT LLC DBA UPA1 year

Filed as: SANNAH M BRANDT LLC

Service code 13

UNITED PENSION ADMINISTRATION · BOZEMAN, MT 59715

Contract Administrator

$7,252

LEAFHOUSE FINANCIAL ADVISORS, LLC1 year

Filed as: LEAFHOUSE FINANCIAL ADVISORS,LLC

Service code 99

6300 BRIDGE POINT PKW BLD 1 · AUSTIN, TX 78730

Other Fees

$6,127

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111

Investment Management

$5,315

A.W.A.R.E., INC. RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

A.W.A.R.E., INC. RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion