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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,601 | $81,504+27.1% | $102,437+1.1% | $80,959+28.0% |
| Participation rate | 76.9% | 66.9%+10.1pp | 74.5%+2.4pp | 67.7%+9.3pp |
| Annual return | 13.31% | 25.60%-12.3pp | 24.95%-11.6pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,432 | $3,104-53.9% | $3,871-63.0% | $2,757-48.1% |
| Participant deferral / active EE | $5,769 | $3,871+49.0% | $5,060+14.0% | $4,300+34.2% |
| Admin fee / account holder | $10,107 | $6,719+50.4% | $8,388+20.5% | $6,925+45.9% |