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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,024 | $114,119-81.6% | $107,187-80.4% | $138,895-84.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 10.43% | 273.21%-262.8pp | 204.55%-194.1pp | 145.39%-135.0pp |
| Employer contribution / active EE | $3,073 | $4,059-24.3% | $3,782-18.7% | $4,194-26.7% |
| Participant deferral / active EE | $2,117 | $5,538-61.8% | $5,096-58.5% | $6,396-66.9% |
| Admin fee / account holder | $407 | $10,024-95.9% | $9,162-95.6% | $12,562-96.8% |