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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,965 | $78,690+365.1% | $161,489+126.6% | $87,485+318.3% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 14.07% | 32.74%-18.7pp | 89.72%-75.6pp | 26.06%-12.0pp |
| Employer contribution / active EE | $27,482 | $2,588+961.8% | $4,268+543.9% | $2,596+958.6% |
| Participant deferral / active EE | $10,022 | $3,311+202.7% | $5,630+78.0% | $4,274+134.5% |
| Admin fee / account holder | $11,930 | $6,724+77.4% | $16,006-25.5% | $7,775+53.4% |