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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,122 | $73,787+76.3% | $98,716+31.8% | $82,448+57.8% |
| Participation rate | 86.2% | 61.4%+24.8pp | 69.3%+16.9pp | 68.1%+18.1pp |
| Annual return | 12.11% | 18.57%-6.5pp | 31.81%-19.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $1,756 | $1,511+16.2% | $2,279-22.9% | $2,551-31.2% |
| Participant deferral / active EE | $5,453 | $3,081+77.0% | $4,048+34.7% | $4,139+31.7% |
| Admin fee / account holder | $15,914 | $6,500+144.8% | $8,703+82.9% | $7,234+120.0% |