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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,687 | $101,795-28.6% | $165,100-56.0% | $80,959-10.2% |
| Participation rate | 92.0% | 71.8%+20.2pp | 78.6%+13.4pp | 67.7%+24.3pp |
| Annual return | 10.45% | 16.73%-6.3pp | 70.21%-59.8pp | 35.67%-25.2pp |
| Employer contribution / active EE | $5,190 | $2,954+75.7% | $4,348+19.4% | $2,757+88.3% |
| Participant deferral / active EE | $2,311 | $4,476-48.4% | $6,035-61.7% | $4,300-46.3% |
| Admin fee / account holder | $33,000 | $8,221+301.4% | $12,696+159.9% | $6,925+376.5% |