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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,516 | $178,174-51.4% | $156,181-44.6% | $137,256-37.0% |
| Participation rate | 90.5% | 82.0%+8.4pp | 78.8%+11.6pp | 80.0%+10.5pp |
| Annual return | 15.90% | 84.19%-68.3pp | 64.87%-49.0pp | 220.34%-204.4pp |
| Employer contribution / active EE | $4,909 | $4,972-1.3% | $4,294+14.3% | $4,156+18.1% |
| Participant deferral / active EE | $2,577 | $6,888-62.6% | $6,132-58.0% | $6,407-59.8% |
| Admin fee / account holder | $885 | $17,404-94.9% | $14,586-93.9% | $12,270-92.8% |