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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,505 | $81,276-44.0% | $155,574-70.8% | $80,925-43.8% |
| Participation rate | 56.1% | 66.2%-10.1pp | 78.2%-22.1pp | 67.7%-11.6pp |
| Annual return | 12.65% | 33.36%-20.7pp | 64.87%-52.2pp | 35.65%-23.0pp |
| Employer contribution / active EE | $2,447 | $3,103-21.1% | $4,676-47.7% | $2,756-11.2% |
| Participant deferral / active EE | $4,857 | $3,453+40.7% | $5,629-13.7% | $4,299+13.0% |
| Admin fee / account holder | $1,168 | $7,993-85.4% | $15,914-92.7% | $6,940-83.2% |