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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,722 | $65,961+26.9% | $180,320-53.6% | $94,015-10.9% |
| Participation rate | 83.6% | 61.3%+22.3pp | 71.5%+12.1pp | 70.8%+12.8pp |
| Annual return | 7.13% | 14.27%-7.1pp | 778.54%-771.4pp | 17.84%-10.7pp |
| Employer contribution / active EE | $5,247 | $1,737+202.0% | $4,108+27.7% | $2,790+88.1% |
| Participant deferral / active EE | $3,610 | $3,003+20.2% | $4,304-16.1% | $4,249-15.0% |
| Admin fee / account holder | $9,497 | $4,901+93.8% | $10,000-5.0% | $8,951+6.1% |