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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,722 | $56,431+48.4% | $130,788-36.0% | $87,485-4.3% |
| Participation rate | 83.6% | 58.9%+24.7pp | 70.1%+13.5pp | 68.9%+14.7pp |
| Annual return | 7.13% | 91.27%-84.1pp | 386.44%-379.3pp | 26.06%-18.9pp |
| Employer contribution / active EE | $5,247 | $1,549+238.7% | $3,558+47.5% | $2,596+102.1% |
| Participant deferral / active EE | $3,610 | $2,749+31.3% | $4,137-12.7% | $4,274-15.5% |
| Admin fee / account holder | $9,497 | $4,433+114.2% | $6,673+42.3% | $7,775+22.1% |