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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,377 | $101,795-30.9% | $165,100-57.4% | $80,959-13.1% |
| Participation rate | 73.0% | 71.8%+1.1pp | 78.6%-5.7pp | 67.7%+5.3pp |
| Annual return | 7.34% | 16.73%-9.4pp | 70.21%-62.9pp | 35.67%-28.3pp |
| Employer contribution / active EE | $7,283 | $2,954+146.6% | $4,348+67.5% | $2,757+164.2% |
| Participant deferral / active EE | $3,010 | $4,476-32.7% | $6,035-50.1% | $4,300-30.0% |
| Admin fee / account holder | $54,387 | $8,221+561.6% | $12,696+328.4% | $6,925+685.3% |