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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,359 | $77,814-54.6% | $158,223-77.7% | $86,983-59.3% |
| Participation rate | 45.0% | 68.4%-23.4pp | 79.2%-34.2pp | 69.5%-24.5pp |
| Annual return | 16.09% | 30.54%-14.5pp | 52.09%-36.0pp | 25.83%-9.7pp |
| Employer contribution / active EE | $1,017 | $2,592-60.8% | $4,109-75.2% | $2,584-60.6% |
| Participant deferral / active EE | $2,040 | $3,270-37.6% | $5,467-62.7% | $4,194-51.3% |
| Admin fee / account holder | $4,210 | $5,879-28.4% | $16,047-73.8% | $7,856-46.4% |