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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,770 | $166,131-38.1% | $164,975-37.7% | $145,877-29.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.19% | 100.37%-86.2pp | 70.12%-55.9pp | 551.28%-537.1pp |
| Employer contribution / active EE | $2,367 | $5,276-55.1% | $4,343-45.5% | $4,663-49.2% |
| Participant deferral / active EE | $6,729 | $6,962-3.4% | $6,033+11.5% | $6,691+0.6% |
| Admin fee / account holder | $3,672 | $16,648-77.9% | $12,688-71.1% | $13,402-72.6% |