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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,936 | $139,948-92.9% | $121,663-91.8% | $154,746-93.6% |
| Participation rate | 88.9% | 78.0%+10.9pp | 74.5%+14.4pp | 80.7%+8.2pp |
| Annual return | 22.87% | 230.52%-207.7pp | 147.54%-124.7pp | 172.34%-149.5pp |
| Employer contribution / active EE | $2,404 | $3,521-31.7% | $3,020-20.4% | $4,379-45.1% |
| Participant deferral / active EE | $5,291 | $5,629-6.0% | $4,887+8.3% | $6,730-21.4% |
| Admin fee / account holder | $1,570 | $17,321-90.9% | $14,289-89.0% | $14,365-89.1% |