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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,922 | $159,934-94.4% | $147,005-93.9% | $145,959-93.9% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.1pp |
| Annual return | 11.16% | 98.24%-87.1pp | 418.76%-407.6pp | 561.95%-550.8pp |
| Employer contribution / active EE | $1,280 | $5,287-75.8% | $4,934-74.1% | $4,661-72.5% |
| Participant deferral / active EE | $4,295 | $8,427-49.0% | $8,070-46.8% | $6,689-35.8% |
| Admin fee / account holder | $72 | $15,053-99.5% | $13,006-99.4% | $13,398-99.5% |