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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,869 | $117,904-81.5% | $102,457-78.7% | $145,978-85.0% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 15.08% | 31.80%-16.7pp | 29.41%-14.3pp | 550.52%-535.4pp |
| Employer contribution / active EE | $2,171 | $3,613-39.9% | $3,022-28.2% | $4,662-53.4% |
| Participant deferral / active EE | $5,049 | $5,733-11.9% | $5,054-0.1% | $6,690-24.5% |
| Admin fee / account holder | $1,260 | $13,329-90.5% | $9,451-86.7% | $13,400-90.6% |