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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,869 | $117,895-81.5% | $102,460-78.7% | $145,897-85.0% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 15.08% | 31.92%-16.8pp | 29.47%-14.4pp | 552.29%-537.2pp |
| Employer contribution / active EE | $2,171 | $3,619-40.0% | $3,025-28.2% | $4,663-53.4% |
| Participant deferral / active EE | $5,049 | $5,736-12.0% | $5,056-0.1% | $6,689-24.5% |
| Admin fee / account holder | $1,260 | $13,353-90.6% | $9,460-86.7% | $13,390-90.6% |