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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,938 | $86,940-55.2% | $102,434-62.0% | $80,935-51.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 13.73% | 18.89%-5.2pp | 29.46%-15.7pp | 35.66%-21.9pp |
| Employer contribution / active EE | $1,922 | $2,370-18.9% | $3,023-36.4% | $2,757-30.3% |
| Participant deferral / active EE | $4,647 | $4,121+12.8% | $5,055-8.1% | $4,299+8.1% |
| Admin fee / account holder | $6,721 | $8,047-16.5% | $9,462-29.0% | $6,924-2.9% |