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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,633 | $156,398-71.5% | $147,318-69.7% | $138,895-67.9% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 21.22% | 78.75%-57.5pp | 70.43%-49.2pp | 145.39%-124.2pp |
| Employer contribution / active EE | $3,343 | $4,853-31.1% | $4,593-27.2% | $4,194-20.3% |
| Participant deferral / active EE | $6,883 | $8,237-16.4% | $7,906-12.9% | $6,396+7.6% |
| Admin fee / account holder | $4,156 | $14,976-72.3% | $13,708-69.7% | $12,562-66.9% |