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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,447 | $102,385-70.3% | $147,080-79.3% | $80,935-62.4% |
| Participation rate | 76.9% | 75.9%+1.1pp | 82.2%-5.3pp | 67.7%+9.3pp |
| Annual return | 22.00% | 135.09%-113.1pp | 420.17%-398.2pp | 35.66%-13.7pp |
| Employer contribution / active EE | $2,861 | $3,717-23.0% | $4,933-42.0% | $2,757+3.8% |
| Participant deferral / active EE | $5,260 | $6,651-20.9% | $8,066-34.8% | $4,299+22.3% |
| Admin fee / account holder | $6,207 | $7,951-21.9% | $12,989-52.2% | $6,924-10.4% |