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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,680 | $183,539-9.2% | $155,556+7.2% | $145,897+14.2% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 13.18% | 61.31%-48.1pp | 64.84%-51.7pp | 552.29%-539.1pp |
| Employer contribution / active EE | $1,490 | $5,315-72.0% | $4,675-68.1% | $4,663-68.1% |
| Participant deferral / active EE | $4,717 | $6,467-27.1% | $5,631-16.2% | $6,689-29.5% |
| Admin fee / account holder | $70,776 | $19,275+267.2% | $15,885+345.6% | $13,390+428.6% |