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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,926 | $156,398-61.7% | $147,318-59.3% | $138,895-56.9% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.7pp | 79.9%+13.8pp |
| Annual return | 17.48% | 78.75%-61.3pp | 70.43%-53.0pp | 145.39%-127.9pp |
| Employer contribution / active EE | $5,220 | $4,853+7.5% | $4,593+13.6% | $4,194+24.4% |
| Participant deferral / active EE | $9,781 | $8,237+18.7% | $7,906+23.7% | $6,396+52.9% |
| Admin fee / account holder | $17,071 | $14,976+14.0% | $13,708+24.5% | $12,562+35.9% |