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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,924 | $102,595+221.6% | $94,057+250.8% | $154,746+113.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.11% | 583.42%-568.3pp | 480.62%-465.5pp | 172.34%-157.2pp |
| Employer contribution / active EE | $4,800 | $3,147+52.5% | $2,933+63.6% | $4,379+9.6% |
| Participant deferral / active EE | $4,800 | $5,118-6.2% | $4,709+1.9% | $6,730-28.7% |
| Admin fee / account holder | $5,624 | $7,736-27.3% | $7,244-22.4% | $14,365-60.8% |