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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,458 | $76,522-48.4% | $56,033-29.6% | $145,884-73.0% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 11.57% | 3014.28%-3002.7pp | 1711.38%-1699.8pp | 551.85%-540.3pp |
| Employer contribution / active EE | $297 | $1,382-78.5% | $1,041-71.5% | $4,662-93.6% |
| Participant deferral / active EE | $3,986 | $2,624+51.9% | $1,954+104.0% | $6,690-40.4% |
| Admin fee / account holder | $193 | $3,328-94.2% | $2,827-93.2% | $13,392-98.6% |