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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,903 | $77,460-16.2% | $100,378-35.3% | $80,925-19.8% |
| Participation rate | 77.9% | 76.9%+0.9pp | 81.5%-3.6pp | 67.7%+10.2pp |
| Annual return | 53.67% | 37.24%+16.4pp | 49.41%+4.3pp | 35.65%+18.0pp |
| Employer contribution / active EE | $4,586 | $2,801+63.7% | $3,942+16.3% | $2,756+66.4% |
| Participant deferral / active EE | $9,184 | $6,818+34.7% | $8,087+13.6% | $4,299+113.6% |
| Admin fee / account holder | $4,585 | $5,887-22.1% | $7,899-42.0% | $6,940-33.9% |