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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,903 | $77,523-16.3% | $100,383-35.3% | $80,874-19.7% |
| Participation rate | 77.9% | 77.0%+0.9pp | 81.5%-3.6pp | 67.6%+10.2pp |
| Annual return | 53.67% | 37.21%+16.5pp | 49.26%+4.4pp | 35.62%+18.1pp |
| Employer contribution / active EE | $4,586 | $2,801+63.7% | $3,944+16.3% | $2,756+66.4% |
| Participant deferral / active EE | $9,184 | $6,822+34.6% | $8,086+13.6% | $4,297+113.7% |
| Admin fee / account holder | $4,585 | $5,899-22.3% | $7,900-42.0% | $6,935-33.9% |